ubuntu - Setup a secondary SSH/SFTP user with limited directory access

I am trying to create a new secondary user that has access to SFTP files and SSH access to a specific directory.

I have the SFTP work, but when I try to login via SSH, I get the following error: Write failed: Broken pipe

The root user uses a public/private key, but I want the secondary user to use a password.

Here is what I have so far:

useradd test

passwd test
usermod -G www-data test
usermod -d /usr/share/nginx/html test
chown test:www-data /usr/share/nginx/html

As for additions to my sshd_config:

AllowUsers test


Match User test
        ChrootDirectory /usr/share/nginx/html
        PasswordAuthentication yes
        X11Forwarding no
        AllowTcpForwarding no
        ForceCommand internal-sftp

All I have left to do is to get the test user to be able access the CLI in their home directory to run composer and artisan commands.